About Farmers & Merchants Bank
Rooted in Community. Focused on You.
Farmers & Merchants Bank isn’t just a place to deposit checks or apply for a loan—it’s a partner in the lives of the people we serve. We have been at the present location since 1978 – Farmers & Merchants in Colby for 139 years.
We believe that banking should be personal, decisions should be local, and service should always feel like a handshake—not a transaction.
Our Mission
To serve our customers with honesty, efficiency, and care—offering sound financial products that strengthen our community, support local businesses, and help individuals and families reach their goals
What Sets Us Apart
Local Ownership. Local Decisions.
We’re proudly independent and locally managed. That means faster answers, flexible solutions, and a team that knows your name—not just your account number.
Built on Relationships
From personal checking to complex business loans, we invest in long-term relationships—not one-time transactions. We get to know you, your goals, and what success looks like in your world.
Our Services
All with the support of people who live and work right here in your community.
Our Team
Behind every account and every loan is a dedicated team of professionals who care.
Our staff brings years of experience and a sincere passion for helping people find the right financial solutions.
When you bank with us, you’re not calling a 1-800 number—you’re working with real people who genuinely want to help.
Visit Us!
Farmers & Merchants Bank
Rooted in values. Ready for what’s next.
We’re proud to serve our neighbors in Colby, and Dillons in Kansas; and Bennett, Burlington, and Cheyenne Wells in Colorado. Whether you’re new to town, growing your business, or ready for a bank that treats you like family, we’d love to meet you. Stop by. Say hello. Let’s build something together.
With Farmers & Merchants Bank, you’re not just getting a loan—you’re gaining a financial partner committed to your success.
