Online Privacy and Security
Staying Safe in the Digital Age
In today’s world, social media platforms, cell phones, email and the internet in general – have all become a necessary part of our lives. We’re able to stay connected, manage our finances and more. However, that same technology can also pose risks to our cybersecurity and personal information. Here are some tips on how to protect yourself and your finances in this new digital age.
Be Vigilant on Social Media & Across the Internet
The internet (especially social media accounts) contains loads of personal information. While it offers convenience and connectivity, it can also expose you to various risks, including:
Identity Theft
Cybercriminals can use information from your social media profiles to steal your identity. Be cautious about sharing personal details, such as your full name, birthdate, and address. Learn more about identity theft.
Phishing attacks
Scammers often use social media to impersonate trusted entities, like your credit union or bank, to trick you into revealing sensitive information or clicking on malicious links.
Data breaches
Any internet platform can experience data breaches, potentially exposing your personal information to hackers. Be cautious on who to share the information with and whether that platform is secure.
Privacy concerns
Oversharing on social media can compromise your privacy. Information about your financial situation, your children or vacation plans can be exploited by criminals.
Protecting yourself on social media and across the internet
Review privacy settings
Familiarize yourself with the privacy settings on your social media profiles. Limit the amount of personal information visible to the public and only connect with people you trust.
Strong passwords
Use strong, unique passwords for all of your online accounts. Consider using a reputable password manager to keep track of them.
Beware of phishing
Be skeptical of unsolicited messages or requests for personal information. If in doubt, contact the person or organization through official channels to verify their legitimacy.
Two-factor authentication (2FA)
Enable two-factor authentication whenever possible. This adds an extra layer of security to your accounts by requiring a second form of verification (i.e., through text message, phone call, or email).
Regularly update apps
Keep your social media apps and devices updated with the latest security patches to protect against vulnerabilities.
Protect Your Finances
Separate personal and financial information
Avoid discussing your financial matters openly on social media. Keep your financial and personal conversations separate.
Be cautious with financial apps
While some financial apps can be convenient, ensure they come from reputable sources and have robust security measures.
Monitor your accounts
Regularly review your bank and credit card statements for unauthorized transactions. Report any suspicious activity immediately.
Educate yourself
Stay informed about common cyber threats and scams. Knowledge is your best defense against online threats. Cybersecurity is an ongoing process. Continually assess and update your security practices as new threats emerge, including updating your passwords.
We’re committed to providing you with the tools and knowledge to keep your financial information safe in the digital age. By following best practices in cybersecurity and privacy, you can enjoy the benefits of staying connected while safeguarding your finances and personal information.