Banking for Kids & Maverick Kids Club

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Banking for Kids & Young Savers

At Farmers & Merchants Bank, we’re proud to help kids build smart money habits early. All of our Kansas and Colorado locations offer free kids’ savings and checking accounts, designed to introduce young savers to banking in a safe, parent-guided way.

Colby, KS locations also offer an enhanced youth program, the Mavericks Kids Club, featuring extra rewards, events, and fun learning opportunities.

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Kids Banking Available at All Locations

Our Kids Checking and Kids Savings accounts are available at every Farmers & Merchants Bank location in Kansas and Colorado and are a great first step for young savers.

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Regular Savings

  • No monthly maintenance fee
  • Safe, easy tools for teaching responsible spending
  • Comes with a debit card regulated by parents
  • Online banking: balance checks, alerts, and more
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Kids Savings

  • No minimum balance requirement
  • Encourages saving early, with parental oversight
  • Earns regular interest—great for teaching financial growth
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Learning Through Engagement

  • Savings challenges and interactive learning tools
  • Fun workshops and in-branch activities
  • Hands-on guidance from friendly staff members
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Mavericks Kids Club – Exclusive to Colby, Kansas Locations

The Mavericks Kids Club is a Colby-only youth banking program for children ages 4–12. It builds on our regular kids accounts by adding exclusive perks, events, and hands-on financial education. Think of Mavericks Kids Club as kids banking plus extra fun available only at our Colby, KS branches.

  • Open a Kids Checking or Savings account with Farmers & Merchants Bank. No minimum balance required; however, to open a Maverick’s Kids Club account, an initial opening deposit of $100 is required
  • Enroll in the Mavericks Kids Club—done!

Membership Benefits:

Exclusive events throughout the year:

  • Fun in-branch and community gatherings
  • Surprise treats and giveaways

Financial rewards:

  • Special interest boosters or deposit bonuses
  • Sticker charts and kid-friendly goal trackers

Why Families Choose the Mavericks Kids Club?

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Build Financial Confidence

interactive tools and guided saving.

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Family-friendly Banking

Designed to include both kids and parents.

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Community-first Approach

Personalized service from a local, trusted bank.

How to Join?

1

Open a Colby Bank Account

Choose Kids Checking or Savings.

Open an Account

2

Visit Our Colby, KS Branch

We will help your child enroll.

Colby, KS Location

3

 Get started at Home

Call or contact us anytime with questions or to compare options.

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Parent Tip: Use goal-setting charts and integrate saving with fun rewards to keep your child motivated!

Ready to Become a Maverick?

Open an Account

Call us or stop by our branch to start your child’s financial journey today!

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