Privacy Policy


Facts

What Does Farmers & Merchants Bank Do With Your Personal Information?

Why?

Financial companies decide how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Additionally, federal law requires us to inform you about how we collect, share, and protect your personal information. Please read this notice carefully to understand our practices.

What?

The types of personal information we collect and share depend on the pruduct or service you have with us. This information can include::

Social Security number and income

Account balances and payment history

Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Famers & Merchants Bank chooses to sharel and whether you can limit this sharing.

Reasons we can share your personal information

Does Farmers & Merchants share?

Can You Limit this sharing

For our everyday business purposes…
such as to process your transactions, maintain your accounts, respond to court orders and legal investigations, or report to credit bureaus.

Yes

No

For our marketing purposes…
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes…
information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes…
information about your creditworthiness

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

Questions?

Call 785-460-3321 or contact us online.

Who we are

Who is providing this notice?

Farmers & Merchants Bank

What we do

How does Farmers & Merchants Bank protect my personal information?

To Protect your personal information from unauthorized access and use, we use security measures that comply with federal law.
These measures include computers safeguards adn secured files and buildins.

How does Famers & Merchants Bank collect my personal infomation?

We collect your personal information, for example, when you:

  • Open your account or deposit money
  • Pay your bills or apply for a loan
  • use your credit or debit card

Why can’t I limit all sharing?

Federal law gives you the right to liit only:

  • sharing for affiliates’ everyday business purposes – infomration about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing


Definitions

Affiliates:

Companies related by common ownership or control. They can be financial and nonfinancial companies.

We do not share information with affiliates.

Nonaffiliates:

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

We do not share information with non-affiliates.

Joint Marketing:

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

We do not do joint marketing